The Capital One-issued Capital One Cabela CLUB Credit Card* is meant to reel in outdoor sporting lovers who load up on their essentials at Cabela’s and/or Bass Pro Shops. The no-annual-fee card earns 2 points per dollar spent at both retailers as well as at Cenex convenience stores and gas pumps and 1 point per dollar on all other purchases.
If this sounds like you, you’re likely to get lured in by the Mastercard perks and the ability to bag bigger rewards by meeting certain annual spending thresholds on the card. If this caught your eye for those reasons, release your interest and go for the better haul you’d get with a general-purpose rewards card.
Note: This card has an identical twin, the Capital One Bass Pro Shops Mastercard. These two cards are different in name
- No annual fee
- Low ongoing APR for purchases made within the brand
- Rewards rate increase for big spenders
- Points can only be redeemed towards Bass Pro Shops or Cabela’s spending
- Higher APR for spending outside of the brand
- Low welcome bonus
Highlights
- Earn up to $75 in CLUB Points
- 15.24% – 26.99% Variable APR on purchases and balance transfers
- No annual fee
- It may seem tempting to own the Cabela’s CLUB Credit Card if you’ve spent a decent amount of your disposable income at the outdoor specialty retailer. Purchases made at participating Cenex convenience stores and gas pumps and Cabela’s or Bass Pro Shops will net you 2% of your purchase back in Club Points. Spending anywhere else will net you 1% back in Club Points. If you tend to carry a balance, know that Cabela and/or Cenex spending will be subject to a lower APR then purchases made elsewhere with the card.
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